OneckPass vs Zoho Vault: Affordable Password Managers Compared
A comparison between OneckPass and Zoho Vault: two affordable password managers with different philosophies. We analyze pricing, platforms, features and who each one is best for in 2026.
OneckPass vs Zoho Vault: Affordable Password Managers Compared
When it comes to affordable password managers, two names stand out for different reasons: Zoho Vault, part of the giant Zoho ecosystem with unbeatable B2B prices, and OneckPass, a zero-knowledge solution focused on the Brazilian market.
Both avoid the premium prices charged by better-known competitors, but serve different audiences and scenarios. In this comparison, we will analyze where each one excels and help you make the right choice, whether for personal, family or business use.
Overview: Who Is Who
Zoho Vault
Zoho Vault was launched in 2016 as part of the Zoho ecosystem, a company founded in 1996 in India with offices in California. Zoho is known for offering a complete suite of over 45 enterprise products (CRM, email, projects, accounting) at aggressive prices. The Vault is the password management component of this ecosystem, with a strong B2B orientation. It holds SOC2 and HIPAA certifications and has closed-source code.
OneckPass
OneckPass is a zero-knowledge password manager with end-to-end encryption (AES-256-GCM + Argon2id), designed for both personal and business use. Developed with a focus on the Brazilian market, it offers BRL pricing, native Portuguese support and native applications for all major platforms, including desktop.
Security Comparison
| Criterion | OneckPass | Zoho Vault |
|---|---|---|
| Encryption | AES-256-GCM | AES-256 |
| Key Derivation (KDF) | Argon2id | Not publicly disclosed |
| Architecture | Zero-knowledge | Host-proof hosting |
| Certifications | - | SOC2, HIPAA |
| Code | Closed | Closed |
Zoho Vault uses AES-256 and an approach called "host-proof hosting," where data is encrypted in the user's browser before being sent to the server. OneckPass uses AES-256-GCM with Argon2id and a zero-knowledge architecture, where the encryption key never leaves the device.
Zoho Vault has an advantage in formal certifications (SOC2 and HIPAA), which is important for companies in regulated sectors such as healthcare and finance.
Security verdict: both protect your data robustly. OneckPass has a technical advantage with Argon2id. Zoho Vault has an advantage in compliance with SOC2 and HIPAA certifications.
Price Comparison
Both are highly competitive on price. Let's look at the numbers:
Personal and Family Plans
| Plan | OneckPass | Zoho Vault |
|---|---|---|
| Free | R$ 0 (50 items, 2 vaults, 50MB, TOTP) | Free (unlimited passwords and devices) |
| Individual | R$ 9.90/month or R$ 99/year | N/A (B2B focus) |
| Family | R$ 19.90/month or R$ 199/year (6 users) | Not offered |
Business Plans
| Plan | OneckPass | Zoho Vault |
|---|---|---|
| Basic | R$ 19.90/user/month (Teams, 3-10 members) | US$ 0.90/user/month (~R$ 5.22) Standard |
| Professional | R$ 29.90/user/month (Business, SSO, API) | US$ 4.50/user/month (~R$ 26.10) Professional |
| Enterprise | Upon request (50+ members) | US$ 7/user/month (~R$ 40.60) Enterprise |
| Payment | PIX, card, boleto | International credit card |
What the numbers reveal
For pure business use, Zoho Vault Standard is the cheapest on the market at US$ 0.90/user/month. If absolute B2B price is the number one criterion and you don't mind the limitations, it's hard to compete with that value.
However, there are important considerations:
- No family plan: Zoho Vault does not offer a family plan. If you want to protect your family, you need another product.
- Dollar payment: for Brazilian companies, the real cost includes IOF and exchange rate fees.
- Exclusive B2B focus: features for personal use are limited.
OneckPass offers a complete range of plans, from personal to enterprise, all in BRL. For Brazilian companies that want to pay in BRL via PIX or boleto, OneckPass eliminates the complexity of international payments.
Password management for the entire company, with BRL pricing. See OneckPass business plans.
Platform Comparison
Here is one of the most significant differences between the two products:
| Platform | OneckPass | Zoho Vault |
|---|---|---|
| Web | Yes | Yes |
| Chrome | Yes | Yes |
| Firefox | Yes | Yes |
| Safari | Coming soon | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| macOS (Desktop) | Yes (native app) | No |
| Windows (Desktop) | Yes (native app) | No |
| Linux (Desktop) | Coming soon | No |
No desktop app: Zoho Vault's biggest limitation
Zoho Vault does not have a desktop application for any operating system. To use it on a computer, you depend exclusively on the browser extension or the web interface.
This creates concrete problems:
- No autofill outside the browser: apps like Slack, Zoom, desktop email clients, development tools and any software that isn't a browser lack automatic filling.
- Browser dependency: if the browser is closed or frozen, you don't have quick access to your passwords.
- No system shortcut: there is no global keyboard shortcut access.
OneckPass offers a native desktop app for macOS and Windows, built with Tauri 2, with universal autofill that works in any operating system application. For professionals who work with multiple tools beyond the browser, this difference is significant in daily use.
Feature Comparison
| Feature | OneckPass | Zoho Vault |
|---|---|---|
| Item types | Login, Card, Note, Identity | Login, Note, Custom fields |
| Vaults | Yes | Yes (Chambers) |
| Folders | Yes | Yes |
| Sharing | Yes | Yes |
| Emergency Contacts | Yes | No |
| Import/Export | Yes | Yes |
| Security Report | Yes | Yes (Password Assessment) |
| Breach Monitoring | Yes (Premium) | Not native |
| Passkeys | On roadmap | No |
| TOTP (2FA) | Yes (including Free) | Yes |
| Family Plan | Yes (6 users) | No |
| Time-limited access | No | Yes |
| Request-release workflow | No | Yes |
| Ecosystem integration | Independent | 45+ Zoho products |
Zoho Vault exclusive features
Zoho Vault has two unique features in the B2B market:
- Time-limited access: grant access to a password for a set time, with automatic revocation after the deadline. Ideal for temporary access by service providers.
- Password request-release workflow: an approval flow where an employee requests access to a password and a manager approves or rejects. Essential for companies with strict compliance requirements.
These features are genuinely useful for companies that need granular control over who accesses what and when.
OneckPass exclusive features
- Emergency Contacts: designate trusted people to access your data in an emergency, with a configurable waiting period.
- Family Plan: protect up to 6 people with a single plan (R$ 19.90/month).
- Native desktop app: universal autofill on macOS and Windows.
- Breach monitoring: alerts when your credentials appear in compromised databases.
- Specialized item types: store credit cards and identity documents in structured fields, not just as notes.
Ecosystem: Zoho Vault's strength and weakness
If your company already uses the Zoho ecosystem (Zoho CRM, Zoho Mail, Zoho Projects, etc.), Zoho Vault integrates naturally with over 45 products. This integration is powerful and can simplify IT management.
However, this same integration creates ecosystem dependency. If you don't use other Zoho products, the Vault loses much of its differentiator. And if you ever decide to migrate away from the Zoho ecosystem, the transition involves multiple products, not just the password manager.
OneckPass is an independent product. It works with any tech stack, any email provider and any management tool.
Personal and Family Use: Clear OneckPass Advantage
Zoho Vault was designed primarily for businesses. For personal and family use, its limitations become evident:
- No family plan: no way to share a subscription with family members
- No desktop app: limited experience on the computer
- B2B-focused UX: interface and flows designed for IT administrators, not individual users
- No emergency contacts: no protection for critical personal scenarios
- No passkeys: no passwordless authentication support
If you're looking for a password manager for personal use or to protect your family, OneckPass is the more suitable choice. Zoho Vault simply wasn't designed for this scenario.
Business Use: It Depends on Context
For businesses, the choice depends on specific factors:
Choose Zoho Vault if:
- Your company already uses the Zoho ecosystem
- Absolute dollar pricing is the main criterion
- You need time-limited access and approval workflows
- Your company operates in sectors requiring SOC2 or HIPAA
- The team doesn't need a desktop app
Choose OneckPass if:
- You want to pay in BRL via PIX or boleto
- The team needs a native desktop app
- You want a product that serves personal and business use
- You need Portuguese support
- You value modern encryption with Argon2id
- You want integrated breach monitoring
Summary Table
| Criterion | OneckPass | Zoho Vault | Winner |
|---|---|---|---|
| B2B Price | R$ 19.90/user/month | ~R$ 5.22/user/month | Zoho Vault |
| Personal Price | R$ 9.90/month | N/A (B2B focus) | OneckPass |
| Family Plan | Yes (6 users) | No | OneckPass |
| Native desktop | Yes | No | OneckPass |
| Encryption (KDF) | Argon2id | Not disclosed | OneckPass |
| Compliance | - | SOC2, HIPAA | Zoho Vault |
| Approval workflow | No | Yes | Zoho Vault |
| Emergency Contacts | Yes | No | OneckPass |
| Ecosystem | Independent | 45+ Zoho products | Depends |
| Local payment | PIX, boleto, card | International card | OneckPass |
Conclusion
Zoho Vault and OneckPass are affordable products but with different philosophies. Zoho Vault is the logical choice for companies already living in the Zoho ecosystem that need cheap password management with formal compliance. Its time-limited access and approval workflow features are genuinely unique and useful in regulated corporate environments.
OneckPass, on the other hand, offers a more complete experience for the Brazilian market: it works for both personal and business use, has a native desktop app, family plan, emergency contacts, breach monitoring and Argon2id encryption. All with BRL pricing and payment via PIX or boleto.
If you need a password manager that serves you at work, at home and with your family, with Portuguese support and BRL pricing, OneckPass is the most balanced choice. If you strictly need the cheapest B2B password manager and already use Zoho, Zoho Vault fills that role.
Protect your passwords across all platforms, with BRL pricing. Create your free account on OneckPass and experience AES-256-GCM encryption with Argon2id. Functional Free plan, no credit card, with sync across all your devices.